The fear of running out of money in retirement might mean you hold back plans and can’t fully enjoy this stage of your life. Read about five strategies that you might use as part of your retirement plan to reduce the risk of spending too much too soon and achieve peace of mind.

You might associate a financial plan with being more frugal. Yet, there are times when spending more could make sense, especially if it supports your goals and wellbeing. Find out why your financial plan could encourage you to increase your outgoings.

If you are unable to work, you might need to rely on Statutory Sick Pay or occupational sick pay if your employer provides it. While useful, many families would still face an income shortfall. So, taking out appropriate financial protection may help bridge the gap.

The average Brit takes 10 months to choose life insurance. Yet, it could leave their family exposed to financial hardship if the worst should happen. Discover why you should make reviewing life insurance options a priority.

Even if you feel comfortable managing your finances, sometimes the mental load of doing so could mean you don’t enjoy the things that are important to you. Working with a financial planner could help put your mind at ease.

Figures show overpaying your mortgage could save you thousands of pounds over the full term and mean you are mortgage-free sooner. So, if you’ve benefited from an interest rate cut, you might want to consider regular overpayments.

Higher Capital Gains Tax (CGT) rates could mean you face a higher bill in the future as HMRC collected a record amount towards the end of 2024. Fortunately, there could be some steps you might take to reduce your CGT liability.

The messy dispute over who will retain control of Rupert Murdoch’s media empire when he passes away has been grabbing headlines. While you might not be passing on assets that rival Murdoch’s, conflicts can still arise and being proactive might help you avoid them.